HRIS Solutions
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Technology has created countless advances that help today's businesses thrive. One of the best technological additions to your company is human resource software. There are many different reasons to add human resource software to your company including higher productivity, fewer errors, and easier access to data. But choosing human resource software can be difficult since so many different products are on the market today. With so many choices, you may have a hard time narrowing them down to the one that works best for you
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Flexible, convenient, accurate, and integration with multiple Attendance devices i.e. Barcode, Biometric, RFID, Face Reader etc Attendance will help you get workforce management into shape. Our software is designed to effectively manage many difficult scheduling issues, like remote workers, drivers, distributed teams, and more. 
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END TO END Manufacturing cycle in user friendly interface. The functionality of manufacturing software varies based on the industry focus and the production process utilized. Most ERP and manufacturing solutions are placed into the categories of process manufacturing software, discrete manufacturing software, or mixed-mode manufacturing software. These different manufacturing categories directly relate to the production environment and whether this environment can be classified as continuous process, contract manufacturing, job shop, batch processing, repair and maintenance, repetitive, or work order based.
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MCQs

ABA CTFA : ABA Certified Trust and Fiduciary Advisor test Questions, MCQs and Practice Test

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CTFA MCQs : Download 100% Free CTFA test Questions (PDF and VCE)

Exam Number : CTFA
Exam Name : ABA Certified Trust and Fiduciary Advisor
Vendor Name : ABA
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Total MCQs : Check Questions

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CTFA test Format | CTFA Course Contents | CTFA Course Outline | CTFA test Syllabus | CTFA test Objectives


The knowledge areas below are the basis for the Certified Trust and Financial Advisor (CTFA) examination. These
knowledge areas were derived from a job analysis study and were validated by the CTFA Advisory Board. Postcertification programs that address these knowledge areas are eligible for CTFA continuing education credits through the American Bankers Association.



I. Fiduciary & Trust Activities (25%)

A. Nature and Characteristics of Account Relationship

1. Trusts

2. Estates

3. Guardianships/ Conservatorships

4. Custodians

5. Financial and Health Care Powers of Attorney

6. Agencies

B. Formal Requisites of Establishing Account

1. Written Agreements or Documents

2. Trust Situs

3. Acceptance of Fiduciary Appointment

4. Disclaiming of Interest

C. Fiduciary Responsibilities

1. Powers

2. Duties

3. Uniform Acts/Codes

4. Safekeeping of Assets

5. Environmental Issues

D. Investment Responsibilities

1. Investment Powers

2. Investment Types & Restrictions

3. Sale/Retention by Bank of Its Own Holding Company Securities

4. Prudent Investor

E. Receipts, Payments and Distributions

1. Duty in Making Payments or Distributions

2. Uniform Principal & Income Act

F. Accounting and Compensation

1. Duty to Keep Records

2. Duty to Furnish Information

to Beneficiaries

3. Duty to Render Court Accountings

4. Fiduciary Compensation

G. Alteration or Termination of the Trust

1. Power to Change Terms

2. Power to Revoke or Terminate

H. Regulatory/Compliance

1. Due Diligence

2. Know Your Customer

3. Privacy Issues

4. Bank Secrecy Act

5. OCC Regulation 9

6. Securities Laws

II. Financial Planning (25%)

A. Personal Finance

1. Time Value of Money Principles

2. Statement of Assets and Liabilities

3. Cash Flow Management

4. Debt Management

5. Investment Planning

6. Education Planning

7. Health Care & Disability Planning

B. Retirement

1. Capital Sufficiency

2. Investment Strategies

3. Wealth Accumulation & Distribution

4. Social Security & Other Programs

5. IRAs

6. Qualified and non-Qualified Plans

7. Income Needs & Sources

C. Insurance

1. Life Insurance

2. Long Term Care Insurance

3. Disability

4. Annuities

5. Health Insurance

6. Property/Casualty Insurance

7. Insurance Company, Product, and Intermediary Selection Criteria

D. Transfer Assistance

1. Wealth Transfer During Lifetime

2. The Flow of Property at Death

3. Business Succession Planning

4. Planning Documents

5. Planning Considerations

6. Charitable Giving Strategies

7. Special Needs Planning

E. Financial Modeling

1. Risk Assessment

2. Asset Allocation

III. Tax Law & Planning (25%)

A. Income Tax

1. Individuals

2. Fiduciaries

3. Charitable Trusts, Private Foundations, and Split Interest Trusts

4. Business

B. Transfer Tax

1. Gift Tax

2. Estate Tax

3. Generation-Skipping Transfers (GST)

IV. Investment Management (20%)

A. Economics and Markets

1. Gross Domestic Product

2. Interest Rates

3. Inflation & Employment

4. Government Fiscal Policy

5. Monetary Policy

6. International Influences

7. Market Operations

8. Currency

B. Portfolio Management Theories and Concepts

1. Modern Portfolio Theory

2. Equity Investment Management Approaches

3. Fixed Income Investment Management Approaches

4. Hedging Strategies

5. Risk Management

6. Total Return

C. Types of Investments/Selection & Analysis

1. Equities

2. Fixed Income

3. Convertible Securities

4. Mutual Funds

5. Common Trust Funds

6. Closely-Held Businesses

7. Real Estate & Farms

8. International

9. Nontraditional

10. Master Limited Partnerships

11. Stock Options

12. ETFs

13. Oil, Gas & Minerals

14. Commodities & Precious Metals

D. Client Objectives & Constraints

1. Investment Objectives

2. Risk Tolerance

3. Time Horizons

4. Tax Considerations

5. Current vs Future Objectives 6. Investment Restrictions & Preferences

7. Asset Allocation

E. Performance Measurement

1. Time-Weighted vs. Dollar-Weighted

2. Risk Adjusted

3. Benchmarks & Indicies

V. Ethics (5%)

A. Advisory

1. Unauthorized Practice of Law

2. Conflict of Interest

3. Confidentiality

4. Undue Influence

5. Related Parties

6. Client Competence/Capacity

B. Fiduciary

1. Duty of Loyalty

2. Breach of Trust

3. Trust Officer as Beneficiary

4. Personal Liability

5. Self Dealing

6. Gifts to/from Clients & Vendors

C. Business Development

1. Business Solicitation

2. Compensation Arrangements

D. Investment

1. Insider Information

2. Equal Treatment of Accounts

3. Directed Brokerage

4. Disclosures

5. Prudent Investor Standard

E. Other

1. Relationship with Other Professionals

2. Fraud Prevention



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ABA Certified information source

CTFA Exam

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RETAIL POINT OF SALE (POS)
POS.jpg
Retail store owners operate on tight margins, and have many constantly moving parts. This becomes especially difficult to manage efficiently when using manual methods. A point-of-sale system is a great tool to manage all these moving parts while helping to ensure customer satisfaction, but finding the right POS for small business is no easy feat.

POS can help businesses in a variety of ways, including managing inventory, providing customer management data, identifying opportunities and weaknesses in the store and much, much more.

EMBRIODRY MANAGMENT SOLUTION
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Embroidery’s Industries can utilize this embroidery management tool in a wide variety of ways which will insure that jobs are scheduled, processed, and delivered on time and with the maximum efficiency. This embroidery management software was developed with your business in mind - whether it be big or small - and can be customized to any unique needs you may have.

You may be a business owner or one of the project managers in an embroidery department, our embroidery management software will take the stress out of organizing and coordinating the activities of both you and your clients. An embroidery business can benefit greatly from embroidery management systems that offer ways to harmonize and coordinate multiple departments. To accomplish this, the embroidery management systems are integrated to allow the user to track various job control systems which may incorporate multiple program management structures.

Embroidery Management Capabilities:
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  • Payroll.
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HOSPITAL SOLUTION
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It is a complete enterprise management solution that streamlines clinical, administrative, and financial operations of care delivery organizations, providing unprecedented opportunities for productivity, collaboration, and growth.

Whether your goal is to enhance the value of services to your patients, increase reimbursements, improve the overall efficiency of day-to-day operations, or simply stay ahead of compliance requirements,

  • Patient Management System.
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  • Drugs Management System.
  • Administrative Rights Management System.
  • Online Appointment Management System.
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  • Medical Services System.
  • Doctor Services Report System.
  • Pharmacy (Medicine) Management System.
  • Lab Test System.